The payment solution for online platforms and marketplaces

One API that enables split payments, PSD2 compliancy, multi PSP set-up, automated reconciliation, out-of-the box KYC and other cool stuff that will help you run your marketplace

Our merchants


Our partners

What is Payaut

Payaut helps online platforms and marketplaces to accept and collect payments via any PSP of choice. We take care of the seller onboarding process, split payments and payouts through one API.

Why Payaut

Multi-PSP Setup

Accept payments from the PSPs of choice and have the ability to choose from 100+ payment methods and expand globally.

Split Payments

Split every transaction into the platform’s commission and the seller fee according to your needs. As the payment providers will settle to Payaut the platform is out of the moneyflow and therefore PSD2 compliant.

Auto Reconciliation

Multiple incoming payment flows will be reconciled into a single payout to the seller or the platform.

Balance Management

Transfer funds in the Payaut environment between the marketplace and sellers accounts balance to charge for corrections or monthly fees.

Hosted Onboarding

Based on local regulations we optimize the KYC verification process for individual and business sellers according to the latest AML & CTF Standards.

Flexible & Fast Payouts

Automatically trigger payouts daily, weekly or monthly once funds are reconciled, or stay in control and trigger payouts yourself with our API.

Seller Invoicing

Payaut has an invoice module that automatically generates the invoices for your sellers, offering insights in their generated revenues and commission costs.


Accept payments and trigger payouts in different currencies according to your needs.

The Payaut payment process

We're PSP Agnostic

We accept settlements from all PSPs and payment methods, all to our single Payaut account. Then, we split payouts to your sellers and to your marketplace the way you want, whenever you want it to be done. Fast, easy and PSD2 compliant.

Multi-PSP setup

Manage your payments using your PSP(s) of choice

  • Accept all payment methods
  • Optimise your payment costs
  • Scale easily by geography
  • No lock-in on KYC data

Split payments

Split payments between multiple sellers and yourself

  • Split payments and refunds
  • Support multi-seller checkout
  • Be PSD2 certified


Realtime insights in your payment flows

  • Full transparency on your payment flows, sellers and balances
  • Available through our APIs, dashboards or reports
  • Export data at any time

Balance Management

Fund transfers between virtual accounts

  • Charge for subscriptions or perform corrections
  • Limit access to keep control over balances
  • Automate fund transfers through our API

Hosted Onboarding

Optimise the seller KYC experience locally

  • We verify both business and individual sellers
  • Only verify sellers when you need to: at the moment a payout is scheduled
  • No more hassle on implementing and building KYC processes, so you can focus on your core business

Flexible & fast payouts

Optimise your seller experience with fast payouts

  • Payout on a daily, weekly or monthly schedule
  • Manage payouts according to your needs
  • Control everything yourself through our API

Seller invoicing

Automated seller invoices

  • No third party integrations or manual work anymore
  • Provide insights to your sellers on their monthly costs


Our Story

With the mission to democratize the payments world, Ernst van Niekerk (ex. Adyen) founded Payaut in 2019. Since then his team has grown from 3 to 25 individuals, each enhancing the company’s culture and bringing expertise from the payment industry.

Payaut is backed by renowned business angels from Adyen and Mollie as well as leading European VC funds such as LocalGlobe (Robinhood, TransferWise, Cazoo), Entrée (Cazoo, Gusto, Monday) and Finch Capital (BUX, Hiber, Fixico).

Our product

Payaut is an automated PSD2-compliant payment solution for online marketplaces that takes care of everything regarding payments towards the platform and the sellers it hosts!

Acting as an intermediary between sellers and the different Payment Service Providers (PSPs), Payaut enables the marketplace to use multiple processing partners such as Mollie, Adyen, Paypal or Stripe at the same time providing opportunities to improve margins and increase conversion through payment orchestration.

Our vision

Payaut every seller in the world!

Payaut in the news


🇳🇱 Ernst van Niekerk

Founder & CEO

🇳🇱 Maarten Zoet

Head of Product

🇧🇷 Heber Gonçalves

Operations Lead

🇸🇪 Simon Hall


🇳🇱 Ingeborg van Harten

People & Culture Advisor

🇺🇸 Travis Rogers

VP Engineering

Profile picture of Svetlana

🇰🇿 Svetlana Shcherbakova

KYC analyst

🇵🇱 Wiktoria Kaszuba

Software Engineer II

🇹🇷 Selim Kundakçıoğlu

Software Engineer III

Profile picture of Akua

🇬🇭 Akua Dankwa

KYC Analyst

🇳🇱 David Maret

Sr. Partnerships & Customer Success Manager

🇵🇹 Inês Martins

Software Engineer

🇳🇱 Philip Mebius


🇧🇾 Artem Mikhalevitch

Staff Software Engineer

🇬🇷 Fontas Moraitis

Senior Software Engineer

Profile picture of Newen

🇨🇴 Newen Fara

Senior Software Engineer

Profile picture of Philipp Sommerhalter

🇩🇪 Philipp Sommerhalter

Software Engineer Intern

🇪🇸 Micaela Pujol

Software Engineer

Profile picture of Esther van den Ende

🇳🇱 Esther van den Ende

Interim Compliance Officer

🇵🇹 David Silva

Staff Engineer

🇳🇱 Ronald Jan Schruurs


🇪🇺 Fernando Vezzosi

Engineering Manager

Freshly made pics from our beautiful team