The payment solution for online platforms and marketplaces

One API that enables split payments, PSP2 compliancy, multi PSP set-up, automated reconcilation, out-of-the box KYC and other cool stuff that will help you run your marketplace

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Our partners

What is Payaut

Payaut helps online platforms and marketplaces to accept and collect payments via any PSP of choice. We take care of the seller onboarding process, split payments and payouts through one API.

Why Payaut

Multi-PSP setup

Accept payments from the PSPs of choice and have the ability to choose from 100+ payment methods and expand globally.

Split Payments

Split every transaction into the platformโ€™s commission and the seller fee according to your needs. As the payment providers will settle to Payaut the platform is out of the moneyflow and therefore PSD2 compliant.

Auto Reconciliation

Multiple incoming payment flows will be reconciled into a single payout to the seller or the platform.

Balance Management

Transfer funds in the Payaut environment between the marketplace and sellers accounts' balance to charge for corrections or monthly fees.

Seller KYC

Based on local regulation we optimize the KYC verification process for individual and business sellers according to the latest AML & CTF regulations.

Flexible & Fast Payouts

Automatically trigger payouts daily, weekly, or monthly once funds are reconciled, or stay in control and trigger payouts yourself with our API.

Seller Invoicing

Payaut has an invoice module that automatically generates the invoices for your sellers, offering insights in their generated revenues and commission costs.


Accept payments in different currencies and payout in different currents according to your needs.

The Payaut payment process

We're PSP Agnostic

We accept settlements from all PSPs and payment methods, all to our single Payaut account. Then, we split payouts to your sellers and to your marketplace the way you want, whenever you want it to be done. Fast, easy and PSD2 compliant.

Multi-PSP setup

Manage your payments using your PSP(s) of choice

  • Accept all payment methods
  • Optimise your payment costs
  • Scale easily by geography
  • No lock-in on KYC data

Split payments

Split payments between multiple sellers and yourself

  • Split payments and refunds
  • Support multi-seller checkout
  • Be PSD2 certified


Realtime insights in your payment flows

  • Full transparency on your payment flows, sellers and balances
  • Available through our APIs, dashboards or reports
  • Export data at any time

Balance Management

Fund transfers between virtual accounts

  • Charge for subscriptions or perform corrections
  • Limit access to keep control over balances
  • Automate fund transfers through our API

Seller KYC

Optimise your seller KYC experience locally

  • We verify both consumers and business sellers
  • Only verify when you need to: on the moment a payout is scheduled
  • No more hassle on KYC processes, so you can focus on your core business
  • Optimised KYC process per country, which enhances the seller experience

Flexible & fast payouts

Optimise your seller experience with fast payouts

  • Payout on a daily, weekly or monthly schedule
  • Manage payaouts according to your needs
  • Control everything yourself through our API

Seller invoicing

Automated seller invoices

  • No third party integrations or manual work anymore
  • Provide insights to your sellers on their monthly costs


Our Story

Payaut was founded in 2019 by Ernst van Niekerk (ex. Adyen) with the mission to democratize the payments world and who has since enhanced the team with experts from the payment industry.

Payaut is backed by renowned business angels from Adyen and Mollie as well as leading European VC funds such as LocalGlobe (Robinhood, TransferWise, Cazoo), Entrรฉe (Cazoo, Gusto, Monday) and Finch Capital (BUX, Hiber, Fixico).

Our product

Payaut is an automated PSD2-compliant payment solution for online marketplaces that takes care of everything regarding payments towards the platform and the sellers it hosts!

Acting as an intermediary between sellers and the different Payment Service Providers (PSPs), Payaut enables the marketplace to use multiple processing partners such as Mollie, Adyen, Paypal or Stripe at the same time providing opportunities to improve margins and increase conversion through payment orchestration.

Our vision

Payaut every seller in the world!

Payaut in the news


๐Ÿ‡ช๐Ÿ‡ฌ Mohamed Adly

Software Engineer

๐Ÿ‡น๐Ÿ‡ท Recep Ayan

Software Engineer

๐Ÿ‡ณ๐Ÿ‡ฑ Maurice Coenen

Chief Compliance Officer

๐Ÿ‡ซ๐Ÿ‡ท Maeva Espana

Software Engineer

๐Ÿ‡ซ๐Ÿ‡ท Pierre Forques

Software Engineer Intern

๐Ÿ‡ฌ๐Ÿ‡ง Libby Fox

People & Culture Lead

๐Ÿ‡ณ๐Ÿ‡ฑ Pieter de Haas

Chief Commercial Officer

๐Ÿ‡ณ๐Ÿ‡ฑ Martin Hagedoorn

Front-end Engineer

๐Ÿ‡ธ๐Ÿ‡ช Simon Hall

Chief Technology Officer

๐Ÿ‡ณ๐Ÿ‡ฑ Ingeborg van Harten

Chief People Officer

๐Ÿ‡ช๐Ÿ‡ธ Eva Leonardo

Marketing and Sales Intern

๐Ÿ‡ง๐Ÿ‡ท Pedro Mazala

Software Engineer

๐Ÿ‡ณ๐Ÿ‡ฑ Philip Mebius

Chief Financial Officer

๐Ÿ‡ซ๐Ÿ‡ท Killian Mer

Software Engineer

๐Ÿ‡ณ๐Ÿ‡ฑ Ernst van Niekerk

Founder & Chief Executive Officer

๐Ÿ‡ณ๐Ÿ‡ฑ Robert Noordhoff

Product Manager

๐Ÿ‡ช๐Ÿ‡ธ Anton Perez

Software Engineer

๐Ÿ‡ฎ๐Ÿ‡น Angelina Rigby

VP Sales of DACH

๐Ÿ‡บ๐Ÿ‡ธ Travis Rogers

Software Engineer

๐Ÿ‡ช๐Ÿ‡ช Aleksei Skorjak

Software Engineer Intern

๐Ÿ‡ฌ๐Ÿ‡ท Sofia Tsoni

Software Engineer

๐Ÿ‡ณ๐Ÿ‡ฑ Ronald Jan Schuurs


๐Ÿ‡ฎ๐Ÿ‡น Fernando Vezzosi

DevOps Engineer

๐Ÿ‡ณ๐Ÿ‡ฑ Maarten Zoet

Head of Product

Freshly made pics from our beautiful team